Your Financial Questions Answered

We help our clients with a number of financial concerns, from retirement planning to building a strategy around their stock options and everything in between. 

Here are just a few questions we can help you answer:


Do I have enough to retire?

Everyone’s retirement needs will be different, which is why it’s important to work with a professional who understands your goals. Through careful and deliberate planning, you can enjoy financial independence with consistent income in retirement. 


Where will my retirement income come from?

There are many sources of income in retirement, including Social Security, investments, pensions, and more. We help you manage your timing and tax brackets to select the best source.


Should I keep accumulating my restricted stock or sell some?

We work with corporate executives to determine the most advantageous corporate income plan for their needs.


When should I exercise my stock options?

The answer will depend on your objectives. We would implement a different strategy depending on whether your objective is wealth accumulation, tax minimization, liquidity, or risk reduction.


Am I maximizing my employee benefits?

We do the leg work and utilize our expertise to understand your total benefits package and make recommendations for you to take full advantage.


Do I need a will or trust?

In almost all cases, yes, you need a will or trust. Wills help make the transfer of assets easier when you pass away. We can help you engage with an appropriate attorney that can create a will if you don’t have one already. 


How can I lower my taxes?

You may be able to take advantage of strategies to reduce your tax liabilities. Our tax planning services examine your entire financial picture with the goal of paying less in taxes. 


How much risk should I take in my portfolio?

Your portfolio should be aligned with your own personal risk tolerance and risk capacity. Our financial planning process results in finding the optimal amount of risk for your situation.


What should my net worth be?

Your net worth should reach milestones based on your financial goals.  We help you meet these milestones through proper savings, income, tax, and investment strategies.


Should I buy or keep my rental home?

Rental homes can be a great source of income, but they can also be a major expense. We can help you answer this question by looking at your entire financial picture to see if your rental home is a smart financial decision.


As a business owner, is there a way that I can save on taxes?

Business ownership offers flexibility in how its structured and taxed.  We help our business owner clients strategically analyze the most optimal structure for them. This can include qualifying as small business stock and more.


As a business owner, do I have an exit plan?

Having a solid exit plan can make or break a business. We can help you ensure your exit plan is built to last. 


As a business owner, should I reinvest earnings back into my company or diversify?

This is both a return on investment and risk management question.  We help clients properly analyze these metrics to make informed decisions.


Have more questions?

We’ll be happy to answer your questions and help you understand your retirement goals.

Let’s take this journey together.

We’re here to help guide you in your financial journey to success and a more secure, confident future.